yeah...that song has been stuck in my head for the past few hours. and then when I sing it I see the donald in my mind. not cool silly reality show with your catchy theme song.
one of the first things I thought when I got my fancy new job was, "heck yes! I'm rich!" it's a lot more than I have ever gotten paid before. and when I see the check stub come every other week, I am elated with how much money I make.
tonight, however, I found out how much money I really get. I decided that I actually needed to be an adult and try to be frugal with my finances. (but it's just so much more fun not worrying about it!). so I sat down and with the help of excel, I wrote down everything I pay every month. and because I would really like to pay off my loans faster than the allotted time frame, I factored a little bit extra into every payment. and wouldn't you believe it? all my money is pretty much gone....well, I guess that is a lie. there is a little bit left over each month that I will be putting into savings. and when I say a little bit, I mean a teeny tiny little bit. where did all of my money go?
darn college. I know it's a good idea...but paying for it is taking all of my fun play money away.
2 comments:
I've always heard that no matter how much money you make it seems to always be spent. Sad day. Huh. Well I hope you get to buy a few things just for fun. Way to be an adult though.
If your college loans are consolidated to a very low interest rate, and you have the discipline and the ability to save with a rate of return at a higher rate, you are actually better off to let those low interest rate loans go their full term... But, only if you will save the money (and not be a super consumer). It is unlikely/very difficult to find loans in with an interest rate as low as most consolidated college loans. Just a thought (I am not a financial analyst/advisor. That is my disclaimer).
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